As a bit of history, I have been Insured with this company for over 10 years. I have had a clean record over those 10 years and have never made a claim.
In the past, I was pleased that my rates were competitive and more or less fell within the reasonable realm of insurance charges.
Last week, my insurance renewal came in the mail. My insurance had gone up by 25% for no reason. Here is a synopsis of my phone conversation
Me: Hello, why did my Insurance go up by 25%?
Broker: Not sure, it's inexplicable, you have a perfect record.
Me: Ok, Please lower my rates. I have a competitive quote for $600 less per year.
Broker: Wow, that's a lot. but if you stay with us, your $500 deductible will be $0.
Me: I'm saving $600 annually by switching; so, even if I get into an accident with the other company and pay my $500 deductible every year, I'm still saving $100 per year over you guys.
Broker: The Government forced us to increase our rates. Sorry.
Me: I read That was last year. Our insurance company was approved to go up by 5% at most.
Broker: Yeah, sorry, I don't know. We just suck as a company*
Me: I will be switching. Thanks!
*The broker didn't actually say their company sucks. He actually said that Insurance companies had their premiums increase due to the government. the 5% was an average by company. Some people got dinged higher for no explicable reason. It's the Government's fault for forcing Insurance companies to pay for their own medical liabilities.
So, I'd like to take this time to thank my insurance company for saving me $600 this year.
Showing posts with label Government. Show all posts
Showing posts with label Government. Show all posts
Monday, June 07, 2010
Friday, May 25, 2007
Top 10 reasons why you shouldn’t cheer for the Ottawa Senators this Playoff Run
10) You’re condoning failure
The Senators toiled in the bottom of the division for 10 years of their 16 year existence. Not only do they hold the record for the worst season ever by an NHL franchise, the NHL initiated a draft lottery because they monopolized the first pick by tanking year after year in order to garner the best draft selection.
9) The team has a history of Whiney players
Alexandre Daigle, Alexi Yashin, and Jason Spezza have all demanded trades from losing teams to be traded to better teams. I don’t know but really, isn’t a contract a two way agreement??? Shouldn’t you understand you’re signing with a crappy team when you sign the initial contract. Ever hear of sucking it up and taking it like a man?? This brings me to my next point
8) The team had to get support from the Canadian government to escape bankruptcy
I would have much rather given funding to the Nords or the Jets over the Sens. Why do you ask?? Well, when the Sens filed for bankruptcy protection nobody cared. They had the poorest attendance in the league and their fan base was non-existant. The Nords had a great fan base, as did the jets, but their market was too small. Much like Ottawa.
7) Sens fans are primarily composed of ex-leaf fans who jumped the bandwagon. It’s true. Once a Leaf fan, now a Sens fan is quite a common switch. To me it would be like going from straight to gay. NOTE: There’s nothing wrong with being gay. I know plenty of gay people who aren’t Sens fans
6) Ontario Premier Daulton McGuinty likes them
This guy looks like he could confuse a hockey puck with a basketball. What’s he doing backing a hockey team. I’m sure if you asked him who the Senator’s captain was he’d reply “Mayor McCheese”
5) They have a tough time selling out playoff seat
Are you kidding me?? A team makes the playoffs and their seats aren’t gobbled up by fans and scalpers? What more does this team need to do to get the home crowd to buy tickets?? Maybe they should give free autographed posters of Daulton McGuinty with every ticket purchase. With a team comprised of first round picks and government funding, how can you go wrong?? It’s not like you’re paying the high prices leaf fans have to pay to watch the home team. Come one fans!! Have some pride.
4) They’re proven Chokers
Yeah, I know they’ve made it pretty far this year, but really. Based on history, if you were to place money on the Sens right now, you’d have better odds betting on Webster if he were to fight Mike Tyson. Yeah, I called him Webster and not Emanuel Lewis.
3) Their logo isn’t fitting of today’s Senators
Yeah, we don’t even call them senators. Why does the team logo depict someone who’s going in to fight. Please tell me the last time a Politicial suited up and joined the army in a fight. They’d be better off having a photo of Steven Harper eating a cheeseburger while winking and making a gun symbol with his hand. Their logo is as far from a senator as the Sabres logo is from a Bison. On a side note, the Sabres new logo looks like a cross between a retarded sperm and an upside down Nike symbol with eyes.
2) The Post-game workout interview
Hey, I know you’re fit. I know you exercise 10 hours a day. Take a rest. It’s after the game. The post-game workout interview is about as inappropriate as jerking off after getting a blow job. HEY, it’s over. Time to relax.
1) You should already be a Leaf fan
Yeah, I had to throw this one in there. Ok, but really, if there ever was a team this year that got away with more cheap shots I’d be surprised. Let me explain. Emery’s Slash to the face of Laperier, Neil’s hit to Drudy… The list continues. For some reason Colin Campbell has a hard on for letting this team off the hook. I don’t know why. Maybe Muckler is good with the pocket pool.
The Senators toiled in the bottom of the division for 10 years of their 16 year existence. Not only do they hold the record for the worst season ever by an NHL franchise, the NHL initiated a draft lottery because they monopolized the first pick by tanking year after year in order to garner the best draft selection.
9) The team has a history of Whiney players
Alexandre Daigle, Alexi Yashin, and Jason Spezza have all demanded trades from losing teams to be traded to better teams. I don’t know but really, isn’t a contract a two way agreement??? Shouldn’t you understand you’re signing with a crappy team when you sign the initial contract. Ever hear of sucking it up and taking it like a man?? This brings me to my next point
8) The team had to get support from the Canadian government to escape bankruptcy
I would have much rather given funding to the Nords or the Jets over the Sens. Why do you ask?? Well, when the Sens filed for bankruptcy protection nobody cared. They had the poorest attendance in the league and their fan base was non-existant. The Nords had a great fan base, as did the jets, but their market was too small. Much like Ottawa.
7) Sens fans are primarily composed of ex-leaf fans who jumped the bandwagon. It’s true. Once a Leaf fan, now a Sens fan is quite a common switch. To me it would be like going from straight to gay. NOTE: There’s nothing wrong with being gay. I know plenty of gay people who aren’t Sens fans
6) Ontario Premier Daulton McGuinty likes them
This guy looks like he could confuse a hockey puck with a basketball. What’s he doing backing a hockey team. I’m sure if you asked him who the Senator’s captain was he’d reply “Mayor McCheese”
5) They have a tough time selling out playoff seat
Are you kidding me?? A team makes the playoffs and their seats aren’t gobbled up by fans and scalpers? What more does this team need to do to get the home crowd to buy tickets?? Maybe they should give free autographed posters of Daulton McGuinty with every ticket purchase. With a team comprised of first round picks and government funding, how can you go wrong?? It’s not like you’re paying the high prices leaf fans have to pay to watch the home team. Come one fans!! Have some pride.
4) They’re proven Chokers
Yeah, I know they’ve made it pretty far this year, but really. Based on history, if you were to place money on the Sens right now, you’d have better odds betting on Webster if he were to fight Mike Tyson. Yeah, I called him Webster and not Emanuel Lewis.
3) Their logo isn’t fitting of today’s Senators
Yeah, we don’t even call them senators. Why does the team logo depict someone who’s going in to fight. Please tell me the last time a Politicial suited up and joined the army in a fight. They’d be better off having a photo of Steven Harper eating a cheeseburger while winking and making a gun symbol with his hand. Their logo is as far from a senator as the Sabres logo is from a Bison. On a side note, the Sabres new logo looks like a cross between a retarded sperm and an upside down Nike symbol with eyes.
2) The Post-game workout interview
Hey, I know you’re fit. I know you exercise 10 hours a day. Take a rest. It’s after the game. The post-game workout interview is about as inappropriate as jerking off after getting a blow job. HEY, it’s over. Time to relax.
1) You should already be a Leaf fan
Yeah, I had to throw this one in there. Ok, but really, if there ever was a team this year that got away with more cheap shots I’d be surprised. Let me explain. Emery’s Slash to the face of Laperier, Neil’s hit to Drudy… The list continues. For some reason Colin Campbell has a hard on for letting this team off the hook. I don’t know why. Maybe Muckler is good with the pocket pool.
Subscribe to:
Posts (Atom)
